Responsibilities

Under your lease you have the following responsibilities:

. You must pay your rent and service charge on time.
. You must pay other expenses like gas, water, electricity, council tax etc. directly to the service provider.
. You must keep your property in reasonable condition inside and outside, including fixtures and fittings.
. You must carry out all repairs which are your responsibility.  Your lease is a 'full repairing lease'. If you own a house, you are responsible for all repairs to the property, whatever the share you own.  If you live in a flat, your lease will tell you which areas you must repair and which are the landlord's responsibility.
. You must get our written permission before carrying out any major alterations.
. You must tell us if you want to resell your property.  We will tell you about our resale procedure.  You must not assign (sell or transfer) your lease to someone else without our permission, although your part of the lease can be inherited.
. If you live in a flat, you must not keep animals without our permission.
. You or your visitors must not cause a disturbance or nuisance to your neighbours, nor harass anyone, nor use your property for illegal or immoral purposes.
. You must not sublet your home.  If you are having financial difficulties, please speak to our Home Ownership Team.

Our responsibilities
. To manage and maintain any shared areas of the development (areas that have not been sold with individual properties).
. To maintain the structure of the building if you live in a flat
. To provide relevant information about your rent and service charge
. To collect service charge and ground rent
. To insure the building.  If you live in a house, we will insure your home until you own 100% of it.  If you need to claim on our buildings insurance, you will have to pay any 'excess' relating to the insurance claim.  Click here to download a copy of our insurance policy.

In addition to the lease, the law governs both you and us. We must also meet Housing Corporation rules and standards of performance. Further information about these appears elsewhere in this section.


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